Calculator · runs in your browser

Education-cost comparison calculator

Enter costs using the same period and currency. This estimate does not include financing, inflation or earnings outcomes.

How the estimate works

Tuition and fees = (tuition per period + fees per period) × periods/year × years
Living = monthly living × months/year × years
Gross = tuition and fees + living + other annual × years + one-time
Net planning cost = gross − entered grants

Worked example

$10,000 tuition + $500 fees, 3 periods/year, 4 years = $126,000.
Living $1,500×12×4 = $72,000.
Other $2,000×4 = $8,000.
One-time $1,000 → gross $207,000.
Grants $10,000 → net $197,000.

If entered grants exceed the gross amount, no net result is shown.

Not included

Financing, inflation and earnings outcomes are not included.
No tuition or exchange rates are fetched; one currency, USD or CAD, applies to the entire comparison.
Grants are an entered assumption, not eligibility.
Results are nominal entered-cost estimates, not net present value or loan advice.
A calculated total is not an official cost-of-attendance statement.

Calculator version 1.0

Interactive worksheet · version 1.0 · runs in your browser

Education-cost comparison

Compare one to three scenarios. Enter each cost for the period it is billed, in one currency for the whole comparison. Nothing is fetched or converted.

[data-tool-form],[data-tool-controls]{display:none!important}The interactive calculator needs JavaScript. The formula and worked example on this page give the same result with your own figures.

Currency for the whole comparison

Choose before entering amounts. Every scenario uses this currency; nothing is converted.

USDUS dollars ($)CADCanadian dollars (CA$)

01Scenario 1

Label (optional)

Optional, 60 characters; no personal data. For example “Program A, entry 2027”.

0 of 60 characters

Tuition per period

0-200,000, two decimals.

Mandatory fees per period

0-50,000, two decimals.

Period

Label the period explicitly: semester, quarter or annual.

SemesterQuarterAnnual

Periods per year

Integer 1-4.

Years

Integer 1-10.

Living cost per month

0-20,000.

Months per year

Integer 1-12.

Other annual cost

0-50,000: books, travel or similar user estimates.

One-time cost

0-500,000.

Grants

0-500,000. Grants are an entered assumption, not eligibility.

Your entries stay in this browser tab. Nothing is stored or sent.

Entries · currency USD (US dollars)

Input	Scenario 1
Label	—
Period	Not entered
Tuition per period	Not entered
Mandatory fees per period	Not entered
Periods per year	Not entered
Years	Not entered
Living cost per month	Not entered
Months per year	Not entered
Other annual cost	Not entered
One-time cost	Not entered
Grants	Not entered

Scenarios compared: 1.

Results

Results appear here after you calculate: component totals, gross and net planning cost for each scenario.

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